The goals for March were:
- Update online investment tracker and calculate rebalancing required
- Make a few hours each week to enjoy hobbies without pressure
- ?Modified paleo
Checking the assets and liabilities:
These are taken, as always, from my Beast Budget spreadsheet. March has been a long and busy month, days getting longer and lighter. Lots of DIY in the house and gardening, sowing the seeds for the summer. Looking forward to things opening up, going to the gym, getting in the pub with friends. I saved just under 25% of my salary, a slightly disappointing result, however my net worth continued it’s 2.5%/month climb. New investment money went into my Freetrade account, and where it has gone in a mixture of active positions which I’ll cover in my quarterly investment update.
If you fancy a free share, sign up to Freetrade with this link (I also get one).
Goal passed: Update online investment tracker and calculate rebalancing required
I’m terrible at keeping my tracker up to date (now done), and I really need to get into the habit of updating it when I do my budget spreadsheet. Recently I’ve been selling some positions, and it’s shown that my current tracker is not built to handle such active antics. Probably a goal for next month.
Goal passed: Make a few hours each week to enjoy hobbies without pressure
This was a really simple and nice thing to do for myself. I’ve got a lot more done on projects and hobbies, and felt more relaxed without the internal cognitive pressure and subsequent procrastination. Fewer goals and more downtime.
Goal failed: ?Modified paleo
A bit of an odd goal. A few years ago I went paleo for a couple of months, but having dug into the evidence base wasn’t convinced by the literature or the theory. I also tried 5:2, where the evidence of the benefits of fasting on hormone response (particularly insulin and the steroid-aldosterone pathways) and cell senescence is much more solid. That stalled when I struggled with brain fog and general hanger – it was a serious challenge on night shifts! Over the past few months I’ve been reading a variety of books about nutrition, particularly ‘The Warrior Diet’ (reasonable concept, shit scientific background and execution) and stuff on 16/8 fasting. I’ve changed some of my diet, but need to take this a bit further.
- Groceries – Budget £200, spent £274.70, last month £187.75 – Not really groceries, just lots of stuff from the middle of Lidl/Aldi
- Entertainment – Budget £100, spent £127.98, last month £117.88 – Since the new COVID changes in Wales we’ve been doing lots of garden/park coffees and takeaways (fish and chips FTW) with friends. Whoops!
- Transport – Budget £250, spent £294.80, last month £123 – Given this includes a full years insurance I’m pretty happy with a slight overspend
- Holiday – £150, spent £0, last month £0
- Personal – £100/ £54.62/ £210.55
- Loans/ Credit – £50/ £200/ £250
- Misc – £50/ £325.34/ £65 – Bits for the house
- Fees – £300 /£103.62/ £144
In the garden:
Finishing digging over soil, and first outdoor peas gone in (potentially a bit early given the recent snow). Raked over the lawn and re-sown. Mulched flower beds. Greenhouse glass cleaned, and it’s now packed with germinating seeds.
Goals for next month:
- Simplify and improve flexibility of online investment tracker
- 16/8 fasting
- Set up new ISA
- Final repainting and touches to downstairs rooms
Happy April everyone!