

Over the years, I’ve noticed that in life there are 2 types of people: the talkers and the doers. Talkers talk and doers do.
You don’t get into FI club by talking about FI club. Nor by arguing on the internet. You get into FI club by working hard, saving hard and investing wisely. Its a marathon not a sprint and so getting to financial independence is temperamentally suited to people who get their head down and grind out the reps. Talk is cheap and actions speak louder than words. (4)
“And who the hell, unless you are on a fair bit can save half a salary a year? I mean i done it while saving for a mortgage, but i was living like a hermit to cater for this!” (3)
Other News
- Following in the wake of others over the last few weeks, Economy Energy jumps prices by £300/year (8)
- How to check your robo-advisers performance (9)
- Finding out father’s not your father from an online DNA test. I have huge issues with this whole industry sector which I’ll explore in a separate article (10)
- Changes in the legal definition of an HMO mean landlords could face fines (11)
- BMW to close the Mini plant in Oxford for a month post Brexit ‘to minimise disruption’ (12)
- Opinion polls suggest most people agree Brexit’s going badly (13)
- More than £500 million stolen by scams in the first half of 2018 (14)
- The 20 fastest growing areas for new housing (15)
- Goldman Sachs launches it’s first UK savings account with 1.5% headline figure (16)
Opinion/ blogs:
- TEA on biohacking – tuning your built in biological processes (17)
- In the month that Tesco opens it’s new cut-price chain Jack’s, Nils Pratley at the Guardian argues why it won’t work (18)
- TFS challenges himself to the new liquid food Huel (19)
- Plus there’s his August income and expenses (20)
- TI covers emergency funds (21)
- Firevlondon on the cost of complexity (22)
- Firethe9to5 on finding the fun in FIRE (23)
- Firethe9to5 lists tools for drawdown and SWR calculations (24)
- MsZiYou, on the new economic model, and being the product (25)
- DIY Investor UK reflects on 10 years of change (26)
- Pulls out of CTY (27)
- And buys into Woodford Patient Capital (also on my watchlist) (28)
The kitchen garden:
- Real Men Sow – Autumn on the allotment (29)
- Two Thirsty Gardeners – How do I know when my hops are ready to pick? (30)
- Claire’s allotment – Harvesting the first of the Brassicas (31)
- The urban veg patch finds September’s sweet spot (32)
What I’m reading:
Smarter Investing 3rd edn – Tim Hale – essential reading
Religio Medici and Urne-Buriall by Sir Thomas Browne – the theological and psychological reflections of a C17th doctor.
Enchiridion by Epictetus – Bedside reading for a bad day
References:
- https://www.thetimes.co.uk/article/modest-earners-find-formula-to-retire-in-their-40s-fbk3p63bk
- https://www.theguardian.com/money/shortcuts/2018/sep/17/retire-early-fire-movement-never-work-again
- https://www.dailymail.co.uk/news/article-6175445/How-retire-FORTIES-without-earning-fortune.html
- https://theescapeartist.me/2018/09/24/hold-everything-someone-is-wrong-on-the-internet/
- http://monevator.com/weekend-reading-fire-and-forget/
- https://en.wikipedia.org/wiki/Asceticism
- https://en.wikipedia.org/wiki/Diogenes
- https://www.moneysavingexpert.com/news/2018/09/economy-energy–to-honour–fixed-tariff-after-price-hike-blunder/
- https://www.thisismoney.co.uk/money/investing/article-6142957/How-check-performance-robo-adviser.html
- https://www.theguardian.com/lifeandstyle/2018/sep/18/your-fathers-not-your-father-when-dna-tests-reveal-more-than-you-bargained-for
- https://www.telegraph.co.uk/money/consumer-affairs/new-blow-landlords-177000-homes-face-new-test/#
- https://www.bbc.co.uk/news/business-45561908
- https://www.bbc.co.uk/news/uk-45520517
- https://www.bbc.co.uk/news/business-45634362
- https://www.thisismoney.co.uk/money/mortgageshome/article-6185301/The-20-fastest-growing-areas-new-housing-UK-past-7-years-counted-down.html
- https://www.thisismoney.co.uk/money/saving/article-6207595/How-Goldman-Sachs-banker-American-giant-launches-UK-account-paying-1-5.html
- https://theescapeartist.me/2018/09/19/eliminating-fear-with-bio-hacking/
- https://www.theguardian.com/business/nils-pratley-on-finance/2018/sep/19/aldi-and-lidl-wont-be-scared-by-tescos-new-discount-jacks
- http://thefirestarter.co.uk/liquid-superfood-huel-challenge-its-like-soylent-the-throwdown/
- http://thefirestarter.co.uk/august-income-expenses-report-a-bit-of-an-odd-one/
- http://monevator.com/its-an-emergency-fund/
- https://firevlondon.com/2018/09/24/complexity-costs/
- https://firethe9to5.com/2018/09/18/finding-the-fun-in-fire/
- https://firethe9to5.com/2018/09/22/the-do-i-have-enough-toolkit/
- http://www.msziyou.com/comfortable-being-the-product/
- http://diyinvestoruk.blogspot.com/2018/09/turn-back-clock.html
- http://diyinvestoruk.blogspot.com/2018/09/city-of-london-final-results.html
- http://diyinvestoruk.blogspot.com/2018/09/woodford-patient-capital-new-purchase.html
- http://www.realmensow.co.uk/?p=4702
- http://twothirstygardeners.co.uk/2018/09/how-do-i-tell-know-when-my-hops-are-ready-to-pick/
- https://clairesallotment.com/2018/09/06/harvesting-the-first-of-the-brassicas/
- https://urbanvegpatch.blogspot.com/2018/09/in-septembers-sweet-spot.html
How to fire and live life to the fullest (I’m trying to find the answer myself)… Also kudos on the Enchiridion by Epictetus pick.
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